We work in partnership with
Christians Against Poverty to provide Debt Help and Money management

Are you looking for help to get out of debt, find a job, manage your money or gain vital life skills? CAP provide a range of free services across the UK to help you get to where you want to be in life. 
https://capuk.org/

CAP Debt Help

At St Laurence's Church, we provide three services:
- Debt counselling
- CAP Life Skills
- CAP Money Coaching
 

Debt Counselling

If you find yourself, or know someone struggling with debt, please ask them to reach out - help is available.
St Laurence's Church operates a debt counselling service, where we can either visit someone in their home, or invite them to the debt centre to offer them help.

Do you need help?
- If you are ready to tackle the debt situation, please call CAP's main number on 0800 328 0006. A friendly person will answer the phone, ask you where you live to check that your postcode is covered by CAP. If so, they will make an appointment for you.
The CAP debt centre manager will then get in touch. We can either come to your home, or you can come to the debt centre inside St Laurence's Church (or another venue if that works better for you).
- If you are not quite ready, or have some questions (we know it's a big thing to ask for help!) come along and meet someone from the CAP Chorley team. We provide a free drop-in each Wednesday inside the debt centre from 1-2pm. It's very informal, have a cup of tea and a chat, find out how we can help.
We also 'pop up' at other venues, such as at the Chorley Family Hub 'One Stop Shop' (held on the second Thursday of the month, at Inspire Youth Zone, from 9am-12pm). 
 

Every Wednesday 1.00-2.00pm - no appointment necessary

Each Wednesday we operate a CAP (Christians Against Poverty) debt centre drop-in, from 1-2pm . Free benefits checks are available, information and advice on how to budget and tackle debt is available too. If you want to tackle your debt - come along and find out how CAP can help. No appointment necessary.

Money Management Coffee & Cake

Come for an informal chat with a friendly trained Money Coach - coffee & cake are free!! Please whatsapp 07745 334 027 or email wellness@stlaurencechorley.co.uk to confirm the week this is available.

To understand more about CAP Debt Counselling service at St Laurence's please see the video below produced by CAP
https://youtu.be/Mld2pI4N_jw
 

CAP Money Coaching

Money coaching is a free service designed to empower individuals with the knowledge, skills, tools, and confidence to better manage their finances. It is available to anyone, from seasoned budgeting experts to those struggling with their spending. The program consists of expert teaching and guidance from financial specialists through a series of videos, activities, and discussions aimed at helping participants apply the knowledge in real-life situations. This service is developed by CAP (Christians Against Poverty), using over 25 years of experience in financial management to provide effective support. 
https://capuk.org/get-help/money-coaching
We offer this course 2-3 times each year.
To find out when this is next taking place, please email: wellness@stlaurencechorley.co.uk

CAP Life Skills

CAP Life Skills is a free, eight week programme designed to help people living on a low income develop essential life skills, improve financial management, and improve overall well-being.

Overview of the Programme:
Duration: The program runs for eight weeks, with weekly sessions that include a shared community meal, fostering a supportive environment for people on the course.  It is specifically designed for individuals and families living on a low income, aiming to equip them with practical skills to manage finances and improve quality of life. 
Key Topics Covered
Money Management: Techniques for budgeting, saving, and making money go further. 
Cooking on a Budget: Practical cooking skills that help participants prepare healthy meals without overspending. 
Household Management: Tips for managing household expenses, including energy costs and maintaining a healthy home environment. 
Building Relationships: Skills for maintaining healthy relationships and improving personal well-being. 

Benefits of Participation
Community Support: Participants benefit from a friendly group atmosphere where they can share experiences and learn from one another. 
Free of Charge: The CAP Life Skills program is completely free, making it accessible to those who need it most. 

How to Get Involved
The program is open to everyone, regardless of background or faith, and aims to help people take control of their lives and finances. 
For more information, you can visit the official CAP Life Skills page or email us to find out when the next course will take place:
wellness@stlaurencechorley.co.uk